Apply for the credit card you want

Most of us don’t realise what we can get from a credit card. We shop around for a pair of shoes, but just apply for any old credit card without doing the research. Yet a credit card is more important than a pair of shoes. (Although you might disagree if you’ve got a thing for shoes.)

We can’t help you with shoes, but if you want a new credit card, you have come to the right place. We can help you sort through the hundreds on the market and apply for one that’s perfect for you.

Compare cards and find the best one for you.

Finding the perfect credit card

We help you decide the sort of card you should get by asking you a series of simple questions about what you want and how you intend to use it.

There are different types of cards that suit different types of people:

• The careful spender. If you need a card occasionally, but pay off your balance straight away, you don’t need to worry about the interest rate. Instead, look out for a card offering a great cashback rate and earn when you spend.
• The conscientious spender. Want to give a little back? Every time you spend on an affinity card, a percentage is donated to a charity or organisation, like your favourite sports team. This is a good option if you pay your balance off every month.
• The big spender.Like to live on credit? If fast cars, luxury holidays, and designer clothes are your thing, you’ll need a card with a super low interest rate.

If the shoe fits

Before you apply for your new credit card you’ll need to check you meet the minimum requirements. Most providers require you to be over 18 years old and a UK citizen. Plus, you’ll need a UK bank account.

You can apply for your new card online – we will direct you straight to the provider’s site. It should take about ten minutes to complete their online application.

Getting your fantastic plastic

It can take anything from a couple of minutes to a couple of days to receive a decision from the card provider. They just need to run a few credit checks and if you’ve been accepted, your new card will arrive in days.

If you have an existing credit card, there’s no need to contact your old provider unless you want to cancel it.

So, what are you waiting for? Apply for a new credit card today and you can start shoe shopping soon!