How does the secured loans comparison service work?

Our site allows you to search for secured loans from all the major lenders in the market.

We have teamed up with uSwitch.com to offer you a free and impartial comparison of all the latest secured loan deals.

What is a secured loan?

A secured loan uses your property as security against it. (Hence, its name.) Here are the pros and cons to consider.

Pros

• You can borrow more than you could otherwise – over £25,000
• You can take longer to pay it back – up to 25 years
• The interest rate is often lower than it is for an unsecured loan
• You can borrow even if you’ve got a poor credit rating

Cons

• You could lose your home if you don’t pay it back

Tell us what you want

Finding the perfect loan is easy. It’s dependent on what you want and what you can get. So, our secured loans comparison service starts by asking you some simple questions, like how much you want to borrow and for how long, how much your property is worth and your annual salary. You can search both single and joint loans.

Once you’ve completed your requirements, our service can search for loans that match your needs and circumstances.

You’ll have a list of results in less than five minutes.

Got a bad credit rating?

If you’ve been turned down for credit, have been unable to pay back debt in the past or have had a County Court Judgment (CCJ) made against you, you may have a poor credit score.

You can still borrow, but you will have fewer choices and you may be charged a higher interest rate.

Making your decision

Your results will include everything you need to know for each loan: the monthly repayments, the typical APR and the total repayable. We make it easy for you to make an accurate secured loan comparison.

You can find out the exact details for each loan too, such as the minimum and maximum borrowing amounts and the loan requirements.

Going the next step

If you find a loan that you want to apply for, you may be able to do so immediately on our site. Find out more about the application process here, or compare secured loans now.